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To understand what insurance is and how it works, you must first understand the concept of risk.  RISK is the chance or uncertainty of loss.

Risk is not the loss itself, but the uncertainty that a loss might occur.  Some losses of value, such as those resulting from wear and tear on a physical object, are certain to occur eventually.  These are not RISKS.  Other losses, such as damage or injuries resulting from a lightning bolt, are not predictable and therefore are not certain.  Theses are RISKS.

Multiple methods can be employed to manage the same risk.  For example, purchasing an insurance policy to cover significant exposure involves risk transfer, whereas selecting a high deductible in order to reduce premiums involves an element of RISK retention.  

Allied Insurance a Nationwide Company ON YOUR SIDE REWARDS HAVE SOME GREAT FEATURES:

  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Vanishing Deductible Waiver
  • Roadside Assistance
  • New Car Replacement / GAP Coverage
  • Vehicle Value Upgrade

As always we want you to stay safe!




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